Here are all of my expenses for the last month! Even though houses in my neighborhood didn’t flood during Hurricane Harvey in 2017, I expected my insurance premiums to skyrocket. They didn’t though! My flood insurance didn’t change from 2017 to 2018. In 2019, it only increased by $29! In 2019, my windstorm insurance only increased by $4, but my homeowner’s insurance increased by $42.
I ran out of beer in August, and I haven’t been buying any since it hasn’t been the right price. I’ve been drinking wine instead, and I do prefer wine. Grocery stores normally offer a 10% discount when buying 6 bottles of wine. A few times a year, one of my grocery stores offers 20% off when buying 12 bottles. I’ve taken the 20% deal a few times. This month, I bought 1.5-liter bottles for the cheapest price ever… $7.18 each! I was pretty excited. I also ended up buying beer even though it was $1 more than my normal price, and it was only $0.03 more per beer. Those are all of my notes for this month.
May 2019 YTD Total
- Alcohol 134.07 180.73
- Automobile: fuel 36.28 218.88
- Automobile: insurance – 350.50
- Automobile: regist & inspec – 93.25
- Batteries – 24.76
- Beans (canned) – 4.85
- Beef jerky – 16.98
- Bird food – 24.00
- Bread 1.78 8.01
- Carrots 1.43 6.51
- Cereal – 10.24
- Checks – 34.55
- Cheese – 2.69
- Chili (canned) – 3.96
- Chips & pretzels 2.37 8.90
- Cleaning supplies 1.99 9.52
- Clothes 5.41 5.41
- Cosmetics – 14.04
- Crackers (saltine) – 0.75
- Crackers (snack) 2.19 7.17
- Dentist – 99.00
- Eggs – 1.98
- Fast food 5.14 13.06
- Feminine products – 10.75
- Fruit (grapes, bananas, etc.) 0.77 6.11
- Gambling – lottery 6.00 12.00
- Gambling – other -2.50 -2.00
- Gifts 5.20 40.79
- Greeting cards – 1.05
- Grits – 2.78
- Home: insurance (flood) 418.00 418.00
- Home: insurance (standard) 475.40 475.40
- Home: insurance (windstorm) 614.00 614.00
- Home: maintenance & repairs 44.51 121.56
- Home: mortgage 745.83 3,729.15
- Home: new A/C & heater – 5,804.48
- Home: property taxes – 4,739.20
- Hot dog wieners – 2.99
- Hummus – 1.89
- Ice cream (incl. fruit bars) 3.96 3.96
- Lettuce, tomato, & cucumbers 4.02 17.32
- Medicine (OTC) – 5.99
- Milk – 12.55
- Olive oil (for salad dressing) – 8.89
- Olives 0.79 12.23
- Orange juice – 9.34
- Pasta/Rice sides – 1.76
- Pizza (frozen) – 17.14
- Restaurants 33.12 33.12
- Salad dressing mix 4.69 18.66
- Soap (dish) – 3.43
- Software – 27.05
- Sour cream – 1.78
- Taco seasoning – 5.28
- Toilet paper 32.42 32.42
- Tunafish (canned) – 3.52
- TV dinners – 7.78
- Utilities: cell phone 39.01 195.10
- Utilities: electricity 35.59 158.35
- Utilities: internet/cable 99.45 486.38
- Utilities: natural gas 19.72 104.06
- Utilities: water/trash 41.97 213.15
- Vegetables (canned) – 4.52
- Vitamins – 49.76
- Yogurt – 5.88
Total $2,812.61 $18,557.31
Linda 🙂
The Heart of Frugal Living 