Monthly Spending – December 2022

Happy new year!  I’m excited to share the year-end results!  In addition to the usual detailed breakdown, I have included an annual summary by category.  I’m getting really excited about being four years away from paying off my mortgage and saving $8,950 per year!  I’ve already reduced my alcohol consumption so my 2023 spending should be much lower than 2022.  If you tracked your expenses, how do yours compare to mine?

I had free meals at three different restaurants, and the money I spent was just for tips.  I had my vehicle’s annual oil change, and the discount wasn’t as good as normal.  I bought an elbow support to use during exercise, and I’ll get another one next month when I have another free gift card. My bulk spending included two loaves of bread, six cans of soup, four cans of vegetables, and four bottles of wine.

                                                           December      2022 Total    % of Total

  • Alcohol                                               12.77         357.65        1.66%
  • Automobile: fuel                              –                219.57         1.02%
  • Automobile: insurance                  –                782.00        3.62%
  • Automobile: maint & repairs        59.53         59.53           0.28%
  • Automobile: regist & inspec         –                126.25         0.58%
  • Batteries                                            –                54.07           0.25%
  • Beans (canned)                                –               3.31              0.02%
  • Bread                                                  1.90           18.64            0.09%
  • Carrots                                               0.59           5.71              0.03%
  • Cereal                                                 1.15            20.56           0.10%
  • Cereal (dessert)                                –               7.34             0.03%
  • Charity                                               –               100.00         0.46%
  • Chicken (canned)                           –                55.88           0.26%
  • Chili (canned)                                  –                6.23             0.03%
  • Chips (pretzels)                               –                1.75              0.01%
  • Cotton swabs                                   –                6.37             0.03%
  • Crackers (saltine)                            1.29           12.69           0.06%
  • Dentist                                                –               95.00          0.44%
  • Eggs                                                    –                5.37            0.02%
  • Feminine products                         –                4.63            0.02%
  • Fruit (bananas, grapes, etc.)         –                31.46          0.15%
  • Gambling – lottery                         13.00         29.00          0.13%
  • Gifts                                                    –                74.58          0.35%
  • Greeting cards                                 –                1.03             0.00%
  • Grits                                                    –                11.40           0.05%
  • Home: HOA dues                             –                476.00        2.20%
  • Home: insurance (flood)               –                607.00        2.81%
  • Home: insurance (standard)        –                601.40        2.78%
  • Home: insurance (windstorm)    –                667.00        3.09%
  • Home: lawn supplies                     –                212.40         0.98%
  • Home: maintenance & repairs     –               60.02           0.28%
  • Home: mortgage                              745.83      8,949.96     41.42%
  • Home: property taxes                    –                5,098.64     23.60%
  • Hot dog wieners                              –               7.36             0.03%
  • Ice cream (incl. fruit bars)            –                3.34             0.02%
  • Lettuce & tomato                             –                19.59           0.09%
  • Medical supplies & OTC meds     20.49        58.97           0.27%
  • Milk                                                     –               9.55             0.04%
  • Milk (chocolate)                               –               0.97             0.00%
  • Mustard                                             –                0.55             0.00%
  • Nuts                                                    1.54            29.26          0.14%
  • Olive oil (for salad dressing)        –                17.98           0.08%
  • Pasta/Rice sides                              –                44.76          0.21%
  • Pasta with meat (canned)            –                44.22          0.20%
  • Peanut butter                                   –                16.15            0.07%
  • Popcorn (kernels)                           –                30.52           0.14%
  • Potatoes (5 lb)                                   –               0.87             0.00%
  • Protein powder                                –               61.96           0.29%
  • Ramen noodles                                –               2.16             0.01%
  • Restaurants                                       9.00          9.00            0.04%
  • Rice (3 lb)                                           –               1.89             0.01%
  • Salad dressing mix                         –               14.94           0.07%
  • Soap (body wash)                            –               10.27           0.05%
  • Soap (face)                                         –               9.03             0.04%
  • Software                                            –                32.44          0.15%
  • Soup (canned)                                  4.74           14.97          0.07%
  • Soup mix                                            –               7.12             0.03%
  • Spices                                                 –                1.00             0.00%
  • Toilet paper                                       –               43.28           0.20%
  • Tuna fish (canned)                          –               3.76             0.02%
  • TV dinners                                        –               19.35            0.09%
  • Utilities: cell phone                         16.84         240.64        1.11%
  • Utilities: electricity                         33.79         629.61         2.91%
  • Utilities: internet                             50.26         596.16         2.76%
  • Utilities: natural gas                       21.80         272.39        1.26%
  • Utilities: water/trash                      46.56        539.08        2.49%
  • Vegetables (canned)                       3.06          13.42           0.06%
  • Vegetables (fresh)                            –              0.95             0.00%
  • Vegetables (frozen)                         –               28.05           0.13%
  • Vinegar (for salad dressing)        –                1.99             0.01%
  • Vitamins                                                          8.49            0.04%

                           Total                     $1,044.14    $21,608.48    100.00%

                           2022 Total     % of Total

  • Alcohol             357.65        1.66%
  • Automotive     1,187.35      5.49%
  • Charity             100.00        0.46%
  • Electronics      54.07          0.25%
  • Gambling         29.00          0.13%
  • Gifts                  75.61            0.35%
  • Groceries         440.69        2.04%
  • Housing           16,672.42    77.16%
  • Hygiene           73.58           0.34%
  • Medical            224.42        1.04%
  • Office                32.44           0.15%
  • Restaurants    9.00             0.04%
  • Snacks             74.37           0.34%
  • Utilities            2,277.88     10.54%

           Total      $21,608.48     100.00%

Linda 🙂

Monthly breakdown: January 2022 / February 2022 / March 2022 / April 2022 / May 2022 / June 2022 / July 2022 / August 2022 / September 2022 / October 2022 / November 2022

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